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Aupulent  is crafting the future of luxury:  Redefining Indian fine jewellery with lab-grown diamonds

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In this insightful conversation, fifth-generation jeweller Surya Jain, Founder & CEO of Aupulent Jewellery, shares his journey with JewelBuzz of bridging legacy craftsmanship with future-forward innovation. He speaks candidly about shifting consumer mindsets, the evolving definition of value, and how Aupulent is designing for a new generation that wears its values as proudly as its diamonds. . With a sharp focus on sustainability, modern aesthetics, and personalized experiences, Aupulent positions itself as a premium, conscious alternative in India’s fine jewellery space.

Brand Origins & Vision


What inspired the creation of Aupulent, and how does it reflect a departure from your family’s traditional jewellery legacy?
Aupulent was born out of a desire to reimagine what fine jewellery means to a new generation—one that seeks purpose along with beauty. As a fifth-generation jeweller, I’ve grown up surrounded by timeless craftsmanship and tradition. But I also saw a gap: while the legacy jewellery industry excelled in heritage and opulence, it often lagged in sustainability and accessibility. With Aupulent, I wanted to create a brand that honoured this legacy but evolved it—one that marries age-old craftsmanship with cutting-edge innovation in the form of lab-grown diamonds. It’s a brand for conscious consumers who don’t want to compromise on luxury or ethics.


How has your experience as a fifth-generation jeweller shaped your perspective on the future of fine jewellery?
My upbringing gave me an intimate understanding of the emotional and cultural value of jewellery in Indian households. I witnessed how every piece tells a story—of celebration, tradition, and identity. But I also realised that the next chapter in this story demands responsibility. The future of fine jewellery is not just about karigari; it’s about consciousness. That’s why Aupulent doesn’t just sell jewellery—we create experiences that are rooted in meaning, transparency, and a future-forward mindset.
Design Philosophy & Identity
How do you view jewellery as a reflection of conscious living in today’s world? Why is ethical luxury more relevant than ever?
Today’s consumers are asking harder questions—where was this made, how, and at what cost to the planet or people? Jewellery, which has always symbolised personal values, is now being scrutinized through the lens of ethics and sustainability. Ethical luxury is no longer a niche—it’s becoming the new norm. With Aupulent, I wanted to offer jewellery that speaks not just to a moment, but to a mindset. Our customers wear their values, quite literally, and we take pride in being part of that journey.


Walk us through Aupulent’s design approach. How do you ensure each piece feels timeless yet modern?
We design with duality in mind—balancing timeless elegance with contemporary flair. Each piece is sketched with versatility at its core: it should look just as striking at a cocktail event as it does at a quiet family celebration. We also draw inspiration from architectural forms, heritage motifs, and modern femininity. The use of lab-grown diamonds gives us the freedom to play with structure and scale, allowing innovation without the traditional constraints of cost or sourcing ethics.

Product Innovation & Development


Lab-grown diamonds are central to your offering. Can you take us through the idea, process, and evolution of this choice?
When I first came across lab-grown diamonds, I was intrigued—not just by the science, but by the possibility. Here was a diamond chemically and optically identical to a mined one, but with a dramatically lower environmental footprint. It aligned perfectly with what I believed the future should look like. We source only certified Type IIa lab-grown diamonds—known for their superior purity—and work with cutting-edge growers who align with our ethical standards. Over time, we’ve built systems to ensure traceability, consistent quality, and transparency, which are foundational to the Aupulent promise.
What makes Aupulent’s craftsmanship distinct, and how do you ensure quality while embracing sustainable materials?
Craftsmanship is our bridge between heritage and innovation. Every Aupulent piece is hand-finished by skilled artisans—many of whom have worked with our family for generations. We’ve invested in upgrading our manufacturing to accommodate lab-grown diamonds, which behave slightly differently during setting. But our obsession with detail remains the same. From the alloys we use to our recycled gold and minimal-waste processes, we treat sustainability not as an afterthought but as an integral design and production principle.
Market Insights & Consumer Behavior
What consumer shifts have you noticed, especially among younger buyers? How do these shape Aupulent’s brand direction?
Younger buyers are re-writing the playbook. They’re value-driven, research-oriented, and keen to support brands that reflect their worldview. We’ve seen a rise in customers choosing lab-grown diamonds not just for the cost advantage, but because they resonate with the story of innovation, responsibility, and empowerment. This shapes everything we do—from how we engage on social media to the kind of collections we launch. We’re not just selling jewellery; we’re co-creating a lifestyle with our audience.
How do you tackle common myths around lab-grown diamonds and build trust with your customers?
Education is key. Many consumers still confuse lab-grown with imitation stones or assume they’re somehow ‘less real.’ We address this head-on through transparent communication, certified documentation, and in-store storytelling. Our team is trained to explain the science and philosophy behind lab-grown diamonds in a way that feels approachable, not preachy. The moment a customer understands that a lab-grown diamond is identical in brilliance, structure, and value—they’re not just convinced, they’re converted.

Entrepreneurial Journey


As someone bridging heritage with innovation, what challenges have you faced building a digitally native, ethical jewellery brand?
One of the biggest challenges has been changing mindsets—both inside and outside the industry. Building a premium brand on the back of something ‘new’ like lab-grown diamonds meant facing skepticism. Being digital-first in a traditionally high-touch industry also required us to rethink trust, luxury, and user experience from the ground up. But these challenges became our fuel. We leaned into storytelling, customer service, and authenticity to build credibility. Every doubt became an opportunity to educate.
Looking ahead, what are your goals for Aupulent? How do you see it evolving in the Indian and global luxury landscape?
Our immediate goal is to deepen our presence across India, especially through our flagship Chandigarh store and expanding our digital footprint. In the long run, we aim to make Aupulent synonymous with conscious luxury—whether in India or overseas. I see us collaborating with global designers, expanding into fine bespoke pieces, and perhaps even exploring crossover collections that blend astrology and aesthetics—something uniquely Indian, yet universally appealing. The dream is to not just lead the lab-grown movement, but to redefine what Indian luxury stands for in the 21st century.

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JB Insights

Gold Loans Fuel MSME Expansion

Industry Seminar Focuses On E-Commerce Growth, Logistics Solutions and Global Shipping Opportunities For The Gem and Jewellery Sector

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Across India, gold loans are rapidly shifting from purely personal-finance products into a go-to source of working capital and business-expansion funding for MSMEs, with non-bank lenders such as Muthoot Finance playing a central role in this transition. Record-high gold prices and easier documentation, combined with short-term tenures and relatively quick disbursal, are making gold-loan collateral attractive for small manufacturers, traders, and services-sector entrepreneurs who struggle to access traditional bank credit.

Gold loans have become a key contributor to India’s consumption-loan growth, with originations surging amid slowing personal-loan and credit-card growth and elevated gold prices improving collateral coverage.

Rating agencies and brokers note that high gold prices not only allow larger loans against the same jewellery but also help maintain asset quality, as borrowers are more incentivised to repay rather than forfeit precious metal.

Why MSMEs are turning to gold loans

  • Many MSME borrowers use family-held gold as collateral to finance working-capital gaps, inventory purchases, machinery upgrades, or local-market expansion, especially where cash-flow cycles are irregular or credit history is thin.
  • Gold loans typically offer lower interest and faster processing than unsecured personal loans or credit cards, and the presence of a tangible asset (gold) makes lenders more comfortable with shorter-tenor, higher-ticket loans.

Role of organised lenders like Muthoot Finance

  • Muthoot Finance and other large NBFCs explicitly position gold loans as flexible, short-term credit for “business-related” needs, including trade, small-scale manufacturing, and micro-retail, and have reported that a significant share of new disbursements go to self-employed professionals and small business-owners.
  • Digital-first interfaces, branch-network expansion into semi-urban and Tier-2/3 towns, and features such as missed-call status checks and mobile-based payment reminders help MSME-type borrowers manage repayments without frequent visits to branches.

Regulatory and risk-management angle

  • Regulators and rating agencies note that channeling gold-loan funds toward productive MSME activity can improve asset quality, as business cash flows often support repayment better than purely consumption-driven loans.
  • At the same time, tighter supervision on re-pledging and stricter documentation—from April 2026 onward—are pushing MSME borrowers toward organised players, reducing reliance on informal pawn-shop-style lending and improving transparency in SME-oriented gold-loan portfolios.

Market-level impact

  • With the organised gold-loan market expected to breach ₹15 lakh crore by March 2026, MSME-oriented lending is emerging as one of the key growth segments, particularly for NBFCs that combine branch-level trust with digital ease.
  • This trend is encouraging gold-loan houses to design quasi-MSME packages—such as higher ticket-sizes, flexible moratoriums around festival seasons, and payment-tracking tools—while keeping the underlying product clearly tagged as a secured gold-loan.
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JewelBuzz is Asia’s First Digital Jewellery Media & India’s No.1 B2B Jewellery Magazine, published by AM Media House. Since 2016, we’ve been the trusted source for jewellery news, market trends, trade insights, exhibitions, podcasts, and brand stories, connecting jewellers, retailers, and industry professionals worldwide.

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