National News
Ten Chandbaalis That Can Elevate Every Indian Bridal Attire
Looking for that one accessory that can effortlessly elevate your bridal look to perfection this season? Think Chandbaalis! These traditional, Indian Jhumka earrings timelessly and elegantly transform Indian brides to look their ethereal, beautiful best through their wedding celebrations!
This season, Senco Gold & Diamonds offers a beautiful mix of classic, antique, and modernly-designed Chaandbaalis crafted especially to add a dash of sparkle and a hint of tradition to every bride’s ‘big’ day. Whether you’re drawn to bold statement pieces or delicate, detailed work, there’s a Chandbaali here that is just right for you.
Here are 10 chandbalis we absolutely loved for creating that perfect bridal moment:
Sunhera Mayurpankh Chandbali


These 22 kt yellow gold Sunhera Mayurpankh chandbali’s bring light, happiness and colours to life. These delicately crafted chandbali’s are loved by modern Indian brides.
Art of Glam Gold Chandbali


These gold chandbalis blend kundan with chinese pearls that sparkle with a graceful, old-world silhouette, giving you that soft, glamorous glow perfect for weddings and festive nights, the kind of piece that instantly makes your look stand out without trying too hard.
Floral Gold Chandelier Earrings


Designed with layered floral motifs and hanging drops, these chandeliers feel like a blooming bouquet brought to life. These 22-karat gold chandeliers have a unique, artistic floral design that instantly catches the eye. They add a soft, regal charm to any festive look while staying light, elegant, and impossibly photogenic.
Extravagant Sunflower Gold Chandelier


These floral gold chandelier earrings shine with an intricate flower-and-cuttay detailing in rich 22-karat yellow gold, a delicate yet statement-making pair that transforms a lehenga or saree into something truly regal.
Traditional Aura Gold Chandbali


These traditional-style chandbalis, shaped like crescent moons and crafted in warm gold have a traditional yet sophisticated charm. The curved silhouette, ornate detailing and symmetrical design make them look like heirloom pieces, perfect for elevating a saree or lehenga into a subtly luxurious statement. Their classic elegance and refined craftsmanship add a sense of tradition and artistry, giving any festive or wedding-day outfit a touch of understated grandeur.
Sunflower Chandelier Gold Earrings


These golden sunflower-chandelier earrings showcase artistry at its best,with a petal-inspired design and intricate metalwork, the pieces have an organic and sculptural quality. They bring a fresh, radiant vibe to any traditional outfit.
Virtuosity With Perfection Chandbali


The beautiful chandbalis with an intricate patterning and temple-inspired curves sit beautifully against heavy lehengas, Kanjeevarams or Benarasi drapes, making it feel like the ideal extension of the outfit rather than an add-on. There’s a certain “bridal authority” to it which shows an elegant yet statement worthy look.
Empress Royalty Antique Gold Chandbali


The Royal gold chandbali’s give the ultimate queen vibes, and takes you back to the traditional old days but with a modern twist, with an intricate design of peacock and floral motifs in a circular pattern and kundan embellishment in contrast shades makes heads turn.
Antique Gold Chandbali Earrings


These antique-finish gold chandbalis bring a timeless, regal elegance, with warm muted tones and traditional ornate detailing that feels beautifully heritage-inspired. Their delicate curves and intricate craftsmanship give a soft, vintage glow that instantly lifts any ethnic outfit. Paired with a lehenga or saree, they don’t just accessorize, they complete the look with a graceful, classic charm.
Scintillating Gold Earrings


With a polished gold finish and a hanging drop design, these earrings catch light softly without feeling too heavy or loud. They add a clean, glowing touch to your bridal look simple yet radiant. The gold balls dangling at the bottom are not to be missed
National News
Outstanding gold-backed loans surge by 128% from a year earlier
India’s appetite for borrowing against gold is reshaping the country’s credit landscape. Outstanding gold-backed loans have surged 128% from a year earlier, crossing Rs.4 lakh crore ($48 billion) for the first time, according to data from the Reserve Bank of India. As of Jan. 31, loans secured by gold jewellery stood at Rs.4,00,517 crore, marking one of the fastest expansions in retail credit in recent years.
The boom in gold loans has helped propel overall non-food bank credit growth to 14.4% year-on-year. Personal loans now account for 34.5% of total bank lending, outpacing other segments and underscoring a broader shift toward consumer-driven credit expansion
Gold loans alone contributed roughly 9% of incremental bank credit during the period. Between January 2024 and January 2026, outstanding gold-backed credit rose by nearly Rs.3.1 lakh crore—an increase of about 338% over two years—more than quadrupling the size of the portfolio.
Two factors are driving the surge. First, gold prices have climbed roughly 152% over the past two years, increasing the collateral value of household holdings. Second, regulatory guidance requiring banks to classify loans secured by gold explicitly as gold loans has sharpened reporting and accelerated balance-sheet growth in the segment.
The trend highlights a distinctive feature of India’s financial system: households’ vast stock of physical gold, long viewed primarily as a store of wealth, is increasingly being mobilized as collateral for formal credit.
While personal lending and credit to nonbank financial companies within the services sector continue to expand rapidly, industrial credit remains uneven. Loans to micro, small and medium enterprises are growing steadily, but borrowing by large corporations has stayed relatively muted.
Since March 21, 2025, banks have added Rs.21.8 lakh crore to their non-food loan books, translating into 12% growth for the financial year to date. Yet it is gold—rather than factories or infrastructure—that is emerging as one of the most dynamic engines of India’s current credit cycle.
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