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Modern Bride – Ditching Gold and Diamonds, Turning to Contemporary Jewelleries

By-Aditya Modak, Co-founder of Utsaav by Gargi by P. N. Gadgil & Sons

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For as long as anyone can remember, gold and diamond jewellery has been at the heart of Indian weddings. It’s never been just about dressing up but about tradition, family pride and memories that pass on from one generation to the next. Heavy necklaces, stacks of bangles, ornate maang tikkas and bold earrings have always defined what a “proper” bridal look should be.

With India’s jewellery market valued at over Rs.5 trillion a year, it’s easy to see how intensely these pieces are woven into wedding culture. For many families, bridal jewellery is emotional as much as it is beautiful. Yet today’s bride is beginning to pause and ask herself a simple question: do I really need something this heavy and expensive to feel special on my big day?

Gold and diamond jewellery will always be special as it holds value, carries emotional meaning and is often seen as something you can treasure for years. The price can be significant, so many brides end up choosing just a few sets and playing it safe with traditional designs instead of trying something different or more personal. The physical weight is another challenge. Wedding functions filled with rituals, photos, greeting guests, and dancing can become exhausting when layered with heavy jewellery. What looks stunning in pictures doesn’t always feel comfortable in real life, and many brides are realising that comfort matters just as much as appearance.

That’s why lighter, more versatile jewellery is gaining popularity. Temple-inspired jewelleries, sleek zirconia stone necklaces, kundan bangles, delicate bracelets and intricately designed rings offer the same traditional charm without the heaviness. These pieces give brides the freedom to mix and match across functions, perhaps a bold necklace for the wedding ceremony, minimal earrings for the mehendi, and stacked bangles for the sangeet. The same jewellery can be styled in different ways, creating fresh looks without buying entirely new sets. Brands like Utsaav by P.N. Gadgil & Sons are blending classic Indian artistry with modern design, making it easier for brides to stay rooted in tradition while expressing their own style.

Budget and practicality are also key reasons for this change. Rather than spending most of their money on one or two heavy sets, brides today often build a collection of lighter, stylish pieces that they can actually wear long after the wedding. These pieces are easier to carry, easier to restyle, and allow brides to experiment with different styles across multiple functions. Lighter jewellery also gives brides the flexibility to explore colour, mix materials like meenakari, kundan, zirconia stones create personalised combinations that reflect their personality. This shift reflects a broader change in mindset, as brides increasingly value jewellery that is personal, meaningful and adaptable-not just impressive in size or price.

The modern bride is not just thinking about aesthetics but also about experience. She wants to move freely, dance without restriction and feel confident at every event, from pre-wedding festivities to the final reception. Contemporary jewellery pieces make this possible while still honouring heritage through motifs inspired by temples, goddesses, and traditional designs. This balance of tradition and modernity allows brides to express their style while staying connected to cultural roots. By opting for versatile pieces, brides are able to curate looks that are memorable, mix heritage with trend and carry the jewellery beyond wedding celebrations, making them part of their everyday wardrobe.

Aditya Modak

“Modern brides are redefining what bridal jewellery means. They are exploring pieces that are versatile, personal, comfortable, and expressive while still celebrating heritage. At Utsaav, we focus on designs that let every bride express her own style while staying connected to heritage, proving that elegance comes in every form” says Aditya Modak, Co-Founder, Utsaav by Gargi by P.N. Gadgil & Sons

Today’s bride wants jewellery that feels personal, meaningful and adaptable-not just impressive in size or price. In the end, bridal jewellery doesn’t have to be heavy or extremely expensive to make a statement. Picked with care and worn with confidence, even lighter jewellery can look stunning and leave a lasting impression.

source:Utsaav by P.N. Gadgil & Sons

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By Invitation

Secured Gold Loans vs. Collateral Free Credit: Which One Truly Offers Peace of Mind?

By Priyank Kothari, Director of Arvog

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Life throws curveballs. Whether it’s a medical emergency, a sudden travel plan, or a business cash crunch. when you need money fast, choosing the right kind of loan matters. Should you take a personal loan without any collateral, or borrow money against the gold sitting idle at home?

More people in India are leaning toward gold loans and not without good reason.

What’s the Real Difference?

  • Gold Loans (Secured): You give your gold to the lender jewellery, coins, or bars and they lend you a portion of its value, usually 60–75%. Once you repay, your gold comes back to you, just as it was.
  • Collateral Free Loans: These don’t need any security, but lenders will look closely at your credit score, income, and repayment history. If you miss payments, it can hurt your credit profile, and collection calls can be stressful.

Why Gold Loans Are Catching On

Let’s look at what the numbers say:

  • From Rs1.16 lakh crore to Rs2.51 lakh crore in just one year gold loans grew 115% between May 2024 and May 2025.
  • Disbursements jumped by 124% year over year.
  • Industry experts predict the gold loan market could touch Rs.15 lakh crore by FY27, with NBFCs driving a big chunk of that growth.

Clearly, this isn’t just a trend it’s becoming a go to financial choice.

What Makes Gold Loans So Attractive?

1. Lower Interest Rates
Since your gold backs the loan, lenders take on less risk. That usually means lower interest rates than a collateral free loan.

2. Quick and Easy Process
Need cash fast? Gold loans are often processed within a few hours with minimal paperwork.

3. Credit Score Not a Dealbreaker
Even if your credit history isn’t perfect, your gold can still help you get the funds you need.

4. Your Gold Is Safe
It’s assessed in your presence, securely packed, stored in top tier vaults, and often insured arguably safer than keeping it at home.

What About Collateral Free Credit?

Personal loans without collateral do offer quick access, but they come with a few caveats:

  • Higher interest rates make them costlier over time.
  • You need a strong credit profile and steady income to get a good deal.
  • A few missed payments can hurt your credit score and stay on your record for years.
  • High interest + long tenures = a debt trap if you’re not careful.

So, Which One Gives You Real Peace of Mind?

If you own gold and need money in a hurry, gold loans give you four big wins. lower interest, fast disbursal, less paperwork, and the comfort of knowing your credit score isn’t standing in your way.

In uncertain times, gold loans offer something rare a way to raise money quickly, without losing control or peace of mind.

Jb Exclusive: Digital View

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