JB Insights
SILVER SHOW OF INDIA – Delhi 1st Edition Silver dazzles in Delhi
The national capital shimmered in silver! We are talking of SILVER SHOW OF INDIA – Delhi 1st Edition, held at the magnificent Yashobhoomi IICC. Once again SSI proved to be an agent of transformation for the silver industry. The show featured 139 exhibitors spread across 380 booths. SSI saw a footfall of 8700 trade visitors and business of around 300 tonnes of silver being transacted.
Kangana Ranaut, Member of Parliament- Mandi, Himachal Pradesh and a powerhouse of Indian cinema inaugurated the Silver Show of India, Delhi 1st Edition. Present at the inauguration were Guests of Honour Shri T A Sharavana, MLC-Govt of Karnataka, Kirit Bhansali, Vice Chairman, GJEPC and Rajiv Jain, Hon Secretary, JJS, Former Chairman -GJEPC together with Prithviraj Kothari, National President -IBJA, Dr Chetan Kumar Mehta, President, Jewellery Division India- IBJA and Chairman, SSI Organizing Committee, Anurag Rastogi, Head-North India, IBJA Surendra Mehta, National Secretary, IBJA, Sreekanth Urs, MD-GES India Inc and other dignitaries from the GJ industry.
A radiant Kangana Ranaut beamed as she spoke of what she saw at SSI; “I am dazzled at jewellery on at SSI- the elegance, the designs, the variety. I could spend the whole day at SSI.”Speaking of Indian jewellery she said, “Across the ages India has informed and taught the world about precious metals and stones, craftsmanship in jewellery design and adornment. I appeal to all members of the GJ trade and industry to take Indian jewellery to all corners of the globe and showcase its exquisite elegance.”
The scale and importance of SSI was put in perspective by Dr Chetan Kumar Mehta, Chairman SSI, President- Jewellery Division India- IBJA, President –JAB, when he said “A new beginning has started well”.
Sreekanth Urs, MD-GES India Inc, said, “SSI is going to be an annual future in Delhi for all the coming years”.
SSI showcased over 3 lakh designs of silver jewellery designs by 139 exhibitors—across jewellery, artefacts, intricately designed home decor, finely crafted cutlery, and much more. Trade visitors from across India including attended SSI. The variety, innovation and the vast range of product segments and price points makes SSI a must-visit for the silver trade and industry.
SSI has been instrumental in providing respect and recognition to the silver and articles/artefacts segment. It provides a vision to the industry on the tremendous potential of silver. SSI showcases the strength of the industry by bringing such a large number of exhibitors together. As we have always maintained, SSI has truly put SILVER in the SPOTLIGHT!
JB Insights
CIBIL Score Plays A Key Role In Festive Financing
A Consumer’s CIBIL Score and Report Play A Decisive Role In Determining Loan Eligibility, Interest Rates, and Overall Borrowing Terms During High-Spending Seasons.
Gold in India is more than just a precious metal; it represents tradition, emotion, and long-term financial security. As major celebrations such as Dhanteras, Diwali, and the upcoming wedding season approach, consumer demand for gold reaches its annual peak.
However, with gold prices rising due to both global macroeconomic pressures and heightened domestic demand, an increasing number of buyers are turning to credit options—specifically gold loans and personal loans—to finance their festive purchases.
In light of these market dynamics, maintaining awareness of one’s financial profile is critical.
A consumer’s CIBIL Score and Report play a decisive role in determining loan eligibility, interest rates, and overall borrowing terms during high-spending seasons.
The Mechanics Behind Festive Gold Price Surges
Gold prices do not move in isolation. The seasonal increase in retail price is driven by a combination of key domestic and international factors:
Global Economic Uncertainty: International market volatility frequently drives capital into gold as a traditional safe-haven asset.
Macroeconomic Indicators: Currency fluctuations and persistent inflation impact local procurement costs.
Domestic Seasonal Demand: Concentrated buying during auspicious cultural dates creates short-term supply-demand imbalances, further driving up retail costs.
The Strategic Role of Your CIBIL Score in Festive Financing
When household budgets face pressure during peak shopping periods, credit-based financing offers immediate liquidity. Whether securing an uncollateralized personal loan or a loan against existing gold holdings, financial institutions rely heavily on credit risk assessments.
The CIBIL Score—a 3-digit numerical summary ranging from 300 to 900—serves as the primary benchmark for creditworthiness:
Approval Probability: A high CIBIL Score significantly increases the likelihood of quick loan sanctioning.
Cost of Capital: Lenders offer competitive, lower interest rates to high-scoring applicants, reducing total borrowing costs.
Flexible Repayment Structure: Favorable credit profiles grant borrowers stronger leverage to negotiate manageable tenure options.
Best Practices for Smart Festive Borrowing
To enjoy festive celebrations without compromising long-term financial stability, consumers are advised to adopt responsible borrowing strategies:
Check Credit Reports Early: Review your CIBIL Report prior to applying for financing to resolve any discrepancies or evaluate your standing.
Borrow Within Limits: Limit loan amounts strictly to what can be comfortably serviced within monthly household budgets.
Maintain Timely Repayments: Ensure all equated monthly installments (EMIs) are paid on time to avoid negative marks on your credit profile.
By pairing festive financial planning with active credit monitoring, consumers can meet their cultural commitments while preserving robust financial health for the future.
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